Home & Family
Family Financial Management
Before you sign: 7 tips for entering carbon markets
Should your farm entity participate in a carbon market? In this publication, a Purdue University educator advises that farm managers should get answers to seven questions before signing up. ...
Effective communication is important for any family. In farm families where work and personal life intersect, poor communication can influence not only how people get along, but how well the farm and family function. Th...
Financial Planning for Retirement
This 25-page workbook will help you prepare for retirement and to make sure you have the income that you will need to continue the lifestyle you desire in your retirement years. It will help you to answer the following q...
Involving the Family in Goal Setting & Decision Making
Management styles for farm-family businesses are changing to involve the entire family in goals and decisions that affect the family and the farm. This publication outlines four steps for involving the entire family when...
Does it matter how you manage your checking account? Should you and your soulmate discuss finances? Should you ask questions before co-signing a loan? Yes, yes, and yes. Three consumer finance researchers discuss step...
Overview of Home-Based Vendor Law in Indiana
This article will help farmers and entrepreneurs who produce food products in their homes for sale at farmers markets and roadside stands to navigate h...
Password Managers: Secure Passwords the Easy Way
Online security can be challenging and so can managing passwords for multiple accounts. This publication examines password manager software and explains how it can help users secure their information online.
Forma...
Taking Control of Farm Family Living Expenses
This publication can help you sharpen your managerial skills and take control of family living expenses. It also includes worksheets to help you record your own information. Be sure to make copies of the worksheets befor...
Information about your borrowing behavior is compiled daily. Is the information correct? Two Purdue researchers want to help consumers learn about credit reports and credit scores. What you don't know might cost you m...
The FB-BRAG: A Functioning Assessment for Family Businesses
The FB-BRAG (family business balance, resolve, adaptability, growth) is an easy-to-understand tool that allows users to measure family business functioning from a variety of viewpoints. This is an updated publication ...
To Your Credit: Fact Sheet 10: Understanding the Updated Fair Credit Reporting Act
This publication outlines the Fair Credit Reporting Act (FCRA) that was passed by Congress in 1971. The publication concentrates on four aspects of the FCRA which include understanding the information in your credit repo...
To Your Credit: Fact Sheet 2: Choosing the Best Interest Rate
Shopping for the best credit card value can be complicated. Different issuers of cards charge different interest rates. They also use different methods to calculate finance charges. This publication explains how those ch...
To Your Credit: Fact Sheet 3: Deciding How Many Credit Cards You Need
This publication addresses the question of how many credit cards are necessary to have. It also provides information on choosing the right credit card and listing the credit cards you own along with their interest rates,...
To Your Credit: Fact Sheet 4: Deciding How Much Credit Is Too Much
This publication encourages people to examine their debt rate. A chart is included in the publication to list all loans and credit cards with their average monthly payments. The publication gives calculations to help you...
To Your Credit: Fact Sheet 5 - Getting Rid of Credit Card Debt
This publication shows how you can reduce your credit card debt. Some suggestions are prioritizing payments, paying more than the minimum amount each month, paying high-rate cards first, and paying off cards with small b...
To Your Credit: Fact Sheet 6: Protecting Your Credit Information
This two-page publication offers suggestions about how to make sure thieves don't gain access to your credit card account....
To Your Credit: Fact Sheet 7: Checking Your Credit Report
This publication details what a credit report contains. The publication also lists contact information for reaching credit bureaus and tips for reviewing your credit report. A form to request a credit report is included....
To Your Credit: Fact Sheet 8: Controlling Your Holiday Credit Use
The holidays can be a difficult time to control your credit spending. This publication encourages you to keep track of all your spending during the holidays. In addition, the publication provides a chart for you to keep ...
To Your Credit: Fact Sheet 9 - Fixing a Poor Credit Rating
This publication provides information for fixing a poor credit rating. The publication encourages you to find out where you stand with your credit rating and information for starting over. An example chart of what you sh...
Your financial reputation matters to lenders, landlords and even employers. Knowing how credit works is important, but it's not complicated. In this paper, part of a series, three researchers define credit and explain...
When Your Income Drops: Control Stress
Losing your job or suffering from a financial setback can be very stressful for you and your family. This publication offers advice on managing your well-being, monitoring stress, and knowing when to get help and where t...
When Your Income Drops: Don't Panic - Take Control
An abrupt reduction of income can be traumatic to any family. This publication suggests a number of steps to maintain financial control. It also lists facts and tips to remain calm during a difficult financial situation....
When Your Income Drops: Keep a Roof Overhead
This publication provides tips for making sure house and utility payments are paid. The publication details mortgage and utility payments. ...
When Your Income Drops: Meeting Insurance Needs
This publication aims at helping people who have lost a job or have been laid off continue to be insured. The publication details how to get extended coverage of health and life insurance. ...
When Your Income Drops: Plan to Pay Creditors and Protect Family Welfare
This publication focuses on dealing with creditors when you are suffering from a financial setback. The publication covers which creditor should be paid first and which bills should be paid first. It also discusses conta...
When Your Income Drops: Set Priorities for Spending
If you or your family are facing a reduction or loss of income, you'll need to develop a plan to help you meet your expenses. It's important to look realistically at the situation and actively seek solutions to your prob...
When Your Income Drops: Sharpen Your Survival Skills
This publication helps people who have recently lost a job or have been laid off determine what goods and services they need to have. It also provides tips for economizing and how to use community resources. A checklist ...
When Your Income Drops: Take Stock of Community Resources
This publication provides tips for developing a spending plan and how to deal with a reduced income. The publication includes worksheets that total your monthly income and expenses....
When Your Income Drops: Take Stock of Family Resources
If you are facing a financial setback it is important to know where you are financially so you can adjust your spending to fit your situation. This publication provides worksheets that help calculate your net worth and f...
Do you have a will? If not, do you know what would happen to your belongings if you die without one? This publication provides a brief explanation of how property is distributed when someone in Indiana dies without a wil...
